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	<title>MyWayBusiness.com &#187; credit cards</title>
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		<title>Average Credit Score Drops Below 600</title>
		<link>http://mywaybusiness.com/average-credit-score-drops-below-600/1501/</link>
		<comments>http://mywaybusiness.com/average-credit-score-drops-below-600/1501/#comments</comments>
		<pubDate>Thu, 29 Jul 2010 04:41:15 +0000</pubDate>
		<dc:creator>Camille Ho</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[600]]></category>
		<category><![CDATA[average]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[fico]]></category>

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		<description><![CDATA[The American public has an average credit score that is falling lower and lower. This means that more Americans will have problems getting loans for cars and mortgages, or applying for new credit cards.
FICO Inc. has released statistics that reveal that one-fourth of the 170 million Americans with active credit have scores that are lower [...]]]></description>
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		<title>Improve Credit Score by Maintaining Balances</title>
		<link>http://mywaybusiness.com/improve-credit-score-by-maintaining-balances/1356/</link>
		<comments>http://mywaybusiness.com/improve-credit-score-by-maintaining-balances/1356/#comments</comments>
		<pubDate>Wed, 14 Apr 2010 14:17:36 +0000</pubDate>
		<dc:creator>John Murray</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[available balance]]></category>
		<category><![CDATA[credit card]]></category>
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		<category><![CDATA[fico]]></category>
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		<category><![CDATA[improving credit score]]></category>
		<category><![CDATA[paying off credit cards]]></category>

		<guid isPermaLink="false">http://mywaybusiness.com/?p=1356</guid>
		<description><![CDATA[A reader emailed us asking why her credit score isn&#8217;t improving even though she pays off her balances every month.
Paying off your credit card balances in full each month may not have a positive effect on your credit score.  In fact, the practice could actually hurt your score.
Credit card companies report your balances once a [...]]]></description>
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		<title>Debt Settlement Solid Choice for Overwhelming Credit Card Debt</title>
		<link>http://mywaybusiness.com/debt-settlement-solid-choice-for-overwhelming-credit-card-debt/1208/</link>
		<comments>http://mywaybusiness.com/debt-settlement-solid-choice-for-overwhelming-credit-card-debt/1208/#comments</comments>
		<pubDate>Tue, 16 Feb 2010 16:26:51 +0000</pubDate>
		<dc:creator>John Murray</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[credit card debt]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[debt settlement]]></category>

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		<description><![CDATA[More than 40 percent of American families are spending more than they earn each year.  The average household in the United States carries more than $8,000 in credit card debt alone.  In total, American consumers are in the hole over $700 billion in revolving debt.
If you are finding yourself overwhelmed with credit card debt, it [...]]]></description>
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		<title>Improving Credit is Key to Saving Money in Bad Economy</title>
		<link>http://mywaybusiness.com/improving-credit-is-key-to-saving-money-in-bad-economy/1123/</link>
		<comments>http://mywaybusiness.com/improving-credit-is-key-to-saving-money-in-bad-economy/1123/#comments</comments>
		<pubDate>Sat, 13 Feb 2010 16:40:31 +0000</pubDate>
		<dc:creator>Gene Tillman</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[good credit]]></category>
		<category><![CDATA[improve credit]]></category>
		<category><![CDATA[mastercard]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[score]]></category>
		<category><![CDATA[visa]]></category>

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		<description><![CDATA[In a tough economy most people are thinking of ways to tighten the belt buckle, spend less, and save more.  One of the best ways to start is by improving your credit score.
By improving your credit score you can lower what you pay each month on your mortgage, credit cards, and car loans.  You can [...]]]></description>
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		<title>Current Credit Card Landscape for Bad Credit Apps</title>
		<link>http://mywaybusiness.com/current-credit-card-landscape-for-bad-credit-apps/1104/</link>
		<comments>http://mywaybusiness.com/current-credit-card-landscape-for-bad-credit-apps/1104/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 04:17:23 +0000</pubDate>
		<dc:creator>Rich Dennis</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[interest]]></category>
		<category><![CDATA[introductory]]></category>
		<category><![CDATA[rate]]></category>
		<category><![CDATA[subprime]]></category>

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		<description><![CDATA[The state of the economy in 2010 has prompted lenders to change the way they do business and this does not bode well for folks with bad credit.
In better financial times, credit card companies frequently made offers of 0% interest for 12 to 18 months.  Often these same offers were available to subprime candidates, or [...]]]></description>
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		<title>New Credit Card Law &#8211; Know Your Rights</title>
		<link>http://mywaybusiness.com/new-credit-card-law-know-your-rights/1070/</link>
		<comments>http://mywaybusiness.com/new-credit-card-law-know-your-rights/1070/#comments</comments>
		<pubDate>Sat, 06 Feb 2010 15:28:36 +0000</pubDate>
		<dc:creator>Gene Tillman</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Credit Card Responsibility]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Disclosure Act]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[obama]]></category>
		<category><![CDATA[rates]]></category>

		<guid isPermaLink="false">http://mywaybusiness.com/?p=1070</guid>
		<description><![CDATA[The much anticipated Credit Card Responsibility and Disclosure Act of 2009 goes into effect later this month, making it more difficult for credit card companies to increase your interest rates within the first year.
While the credit card companies will be able to make rate increases after the first year, any new rates will not apply [...]]]></description>
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		<title>Credit Consolidation Starts with the Right Questions</title>
		<link>http://mywaybusiness.com/credit-consolidation-starts-with-the-right-questions/160/</link>
		<comments>http://mywaybusiness.com/credit-consolidation-starts-with-the-right-questions/160/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 15:26:14 +0000</pubDate>
		<dc:creator>Eric Rosenberg</dc:creator>
				<category><![CDATA[Featured News]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://mywaybusiness.com/?p=160</guid>
		<description><![CDATA[2009 has certainly been a year of consolidation.  Those that recognize their financial problems may seek help from a third party, but consumers should be aware certain tell tale signs of what companies are best to work with.
You are going to ask point blank questions, and you expect professional and point blank answers. If a [...]]]></description>
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