Your credit score may be keeping you from getting a job, according to a recent report. Banks and lenders were traditionally the only ones to use these scores, but more and more businesses are checking up on aplicants, making it difficult for the unemployed to find employment.
Forty-seven percent of companies are now conducting pre-emplyment credit [...]
Loan modification is taking its lumps as new reports show many of those able to secure a lower mortgage rate are still defaulting.
The Treasury Department released figures last week showing that almost three thousand homeowners in the government’s loan modification program have failed to make the modified payments, resulting in default. This is more than [...]
Mortgage modification is becoming an increasingly popular way of avoiding foreclosure, though only 16% of those modified loans will remain permanent, according to the US Treasury.
Earlier this week White House officials stated that 230 thousand homeowners have taken advantage of the Home Affordable Modification Program, a government mandated program that allows struggling homeowners to modify [...]
A reader emailed us asking why her credit score isn’t improving even though she pays off her balances every month.
Paying off your credit card balances in full each month may not have a positive effect on your credit score. In fact, the practice could actually hurt your score.
Credit card companies report your balances once a [...]
Tomorrow at midnight is the deadline for mailing off your taxes. If you are nowhere close to completion, then it may be time to file an extension.
Filing a tax extension is not hard to do. The IRS allows you to extend your tax deadline by six months without penalty simply by filling out IRS Form [...]
A new study to be published in the American Journal of Respiratory and Critical Care Medicine will state that researchers in the Netherlands have developed an investigational vaccine for mesothelioma.
Mesothelioma is a rare type of cancer usually caused by prolonged exposure to asbestos. Over 2500 new cased of the cancer spring up each year. The [...]
Twitter made an announcement today that the social networking site is now allowing companies to advertise in their search results. Advertisers will pay a fee to appear at the top of search results as “Promoted Tweets”.
Twitter is a social networking site that allows its members to “tweet” about what they are doing in 140 characters [...]
Debt settlement firms are going through great means to get you to call. They are bombarding the radio and TV with advertising geared towards consumers that are being consumed by credit card debt.
These firms promise to reduce your credit card debt. Many of these firms are able do what they say, but others collect an [...]
April 15th is creeping up and that means the deadline for filing your 2009 taxes is almost here. If you are like many Americans who have yet to get started, there is a solution.
The IRS allows individuals to extend their tax deadline an additional six months, but you must file the IRS Form 4868, Application [...]
The good old days of no-doc mortgage loans are gone. This is mainly due to banks handing out loans like candy to people that lied on their applications.
Prior to 2009, getting a great mortgage rate required a 600 or better credit score. In April of 2010, 720 or better is the desired score. Reaching this [...]
